FR EN
Fees · Verified September 22, 2026

CIBC fees:
$6.95 per trade, and the rest

CIBC Investor's Edge. One schedule, checked on September 22, 2026, and three concrete cases to see what it costs over a year.

Exclusive No Wealthsimple account yet? Code LOIO3A gets you $35 in total ($25 + $10 by Interac e-Transfer = $35 total, code LOIO3A, after the request form). See the offer + form →
$6.95
per stock trade
$100
a year under a $10,000 balance
The schedule

CIBC fees,
line by line

CIBC Investor's Edge. Checked on September 22, 2026. What was not checked is written as such, never guessed.

FeeCIBCWealthsimple
Commission on stocks$6.95 ($4.95 above 150 trades per quarter)$0
ETF purchases$0$0
ETF sales$0$0
Account maintenance fee$100 a year when the total market balance of all accounts is $10,000 or less, $0 above; waived for under-25s with a CIBC Smart Start chequing account and for students with CIBC Smart for StudentsNone
Managed portfoliofees vary by product, not checked0.5% per year (Core), 0.4% from $100,000 (Premium), 0.4% down to 0.2% from $500,000 (Generation), plus ETF fees
USD conversion feespread by amount converted, not checked; 0.1% on an RESP1.5% under $10,000, 1% from $10,000 to $24,999, 0.5% from $25,000 to $99,999, 0% from $100,000 (by transaction size)
Options$6.95 + $1.25 per contract ($4.95 + $1.25 above 150 trades per quarter)Not offered
Trade placed by phone$50 minimum commission per trade placed by phone—

ETF internal fees (management expense ratio) apply everywhere, whatever the platform.

Over a year

What it costs
depending on use

Three cases computed from the schedule above, conversion fees excluded. For your own case, the calculator lets you compare CIBC with the seven other brokers by your trades and your balance.

CasePlatform usedCIBCWealthsimple
Twelve ETF purchases a year, nothing else, $10,000 balanceCIBC Investor's Edge$0$0
Twenty-four stock trades a year, $5,000 balance, non-registered accountCIBC Investor's Edge$266.80$0
Sixty trades a year, $30,000 balanceCIBC Investor's Edge$347.50$0

A range appears when the schedule gives one. The fees of the ETFs held are not counted.

Avoiding them

How to pay less,
or nothing

Conditions change without notice
Every figure on this page carries its verification date. Between two checks, the official CIBC schedule governs.
The same check, elsewhere

The other schedules,
same method

RBC fees
RBC fees
$9.95 per trade · RBC Direct Investing, RBC GoSmart and RBC InvestEase
Verified July 2026
 TD fees
TD fees
$9.99 per trade · TD Direct Investing (WebBroker) and TD Easy Trade
Verified September 22, 2026
 Scotia iTRADE fees
Scotia iTRADE fees
$9.99 per trade · Scotia iTRADE (Scotiabank)
Verified September 22, 2026
 Desjardins fees
Desjardins fees
$0 commission, and the rest · Desjardins Online Brokerage (Disnat)
Verified July 2026
 National Bank fees
National Bank fees
$0 commission, and the rest · National Bank Direct Brokerage (NBDB)
Verified September 22, 2026
 Questrade fees
Questrade fees
$0 commission, and the rest · Questrade (self-directed) and Questwealth (managed)
Verified July 2026
 Brokerage fee calculator
The calculator
Your trades, your balance: the eight institutions ranked by fees.
Free tool
FAQ

Frequently asked questions

By keeping a balance of at least $10,000. $100 a year when the total market balance of all accounts is $10,000 or less, $0 above; waived for under-25s with a CIBC Smart Start chequing account and for students with CIBC Smart for Students. Under that threshold, it adds up to $100 a year.

Buying: $0. Selling: $0. The ETF's own internal fees apply on top, whatever the platform.

Fees vary by product, not checked.

$0 commission on buys and sells, no trade cap, no maintenance or inactivity fee; managed portfolio at 0.5% per year (Core), 0.4% from $100,000 (Premium), 0.4% down to 0.2% from $500,000 (Generation), plus ETF fees. Code LOIO3A gets you $35 in total at sign-up, after the request form.

Sources and verification dates