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Fees · Verified July 2026

Desjardins fees:
$0 commission, and the rest

Desjardins Online Brokerage (Disnat). One schedule, checked in July 2026, re-checked September 22, 2026, and three concrete cases to see what it costs over a year.

Exclusive No Wealthsimple account yet? Code LOIO3A gets you $35 in total ($25 + $10 by Interac e-Transfer = $35 total, code LOIO3A, after the request form). See the offer + form →
$0
commission on stocks and ETFs
$30
per quarter of inactivity, non-registered account
The schedule

Desjardins fees,
line by line

Desjardins Online Brokerage (Disnat). Checked in July 2026, re-checked September 22, 2026. What was not checked is written as such, never guessed.

FeeDesjardinsWealthsimple
Commission on stocks$0$0
ETF purchases$0$0
ETF sales$0$0
Account maintenance feeNoneNone
Inactivity fee$30 per quarter on non-registered accounts, unless: six trades over twelve months, a $15,000 portfolio, a registered account held, or being aged 18 to 30None
Managed portfoliofees vary by product, not checked0.5% per year (Core), 0.4% from $100,000 (Premium), 0.4% down to 0.2% from $500,000 (Generation), plus ETF fees
USD conversion feenot checked1.5% under $10,000, 1% from $10,000 to $24,999, 0.5% from $25,000 to $99,999, 0% from $100,000 (by transaction size)
OptionsDepends on the platform, rate not checkedNot offered
Optional subscriptionDisnat Direct (active platform): $0 a month with 10 trades or more and a $15,000 portfolio, $35 a month otherwise—
Trade placed by phone$50 plus the representative's commission, $45 minimum per trade—

ETF internal fees (management expense ratio) apply everywhere, whatever the platform.

Over a year

What it costs
depending on use

Three cases computed from the schedule above, conversion fees excluded. For your own case, the calculator lets you compare Desjardins with the seven other brokers by your trades and your balance.

CasePlatform usedDesjardinsWealthsimple
Twelve ETF purchases a year, nothing else, $10,000 balanceDesjardins Online Brokerage$0$0
Twenty-four stock trades a year, $5,000 balance, non-registered accountDesjardins Online Brokerage$0$0
Sixty trades a year, $30,000 balanceDesjardins Online Brokerage$0$0

A range appears when the schedule gives one. The fees of the ETFs held are not counted.

Avoiding them

How to pay less,
or nothing

Conditions change without notice
Every figure on this page carries its verification date. Between two checks, the official Desjardins schedule governs.
The same check, elsewhere

The other schedules,
same method

RBC fees
RBC fees
$9.95 per trade · RBC Direct Investing, RBC GoSmart and RBC InvestEase
Verified July 2026
 TD fees
TD fees
$9.99 per trade · TD Direct Investing (WebBroker) and TD Easy Trade
Verified September 22, 2026
 CIBC fees
CIBC fees
$6.95 per trade · CIBC Investor's Edge
Verified September 22, 2026
 Scotia iTRADE fees
Scotia iTRADE fees
$9.99 per trade · Scotia iTRADE (Scotiabank)
Verified September 22, 2026
 National Bank fees
National Bank fees
$0 commission, and the rest · National Bank Direct Brokerage (NBDB)
Verified September 22, 2026
 Questrade fees
Questrade fees
$0 commission, and the rest · Questrade (self-directed) and Questwealth (managed)
Verified July 2026
 Brokerage fee calculator
The calculator
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FAQ

Frequently asked questions

On a non-registered account, $30 per quarter, unless you meet one condition: six trades over twelve months, a $15,000 portfolio, a registered account held, or being aged 18 to 30. Holding a TFSA or an RRSP is enough to avoid it.

Buying: $0. Selling: $0. The ETF's own internal fees apply on top, whatever the platform.

Fees vary by product, not checked.

$0 commission on buys and sells, no trade cap, no maintenance or inactivity fee; managed portfolio at 0.5% per year (Core), 0.4% from $100,000 (Premium), 0.4% down to 0.2% from $500,000 (Generation), plus ETF fees. Code LOIO3A gets you $35 in total at sign-up, after the request form.

Sources and verification dates