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Blog · Canada · 2026

Guides and
analysis

Articles that answer one precise question, with dated figures you can check. When a rule changes, the article gets corrected rather than replaced.

Key figure of the article: 60 days after the year ends
When is the RRSP deadline?
March 1, 2027 for the 2026 tax year, and the 60-day rule that keeps moving it.
September 4, 2026
 Key figure of the article: $100,000 — deposit insurance on top of individual accounts
Which bank for a joint account?
No registered account can be held by two people, and Quebec does not follow the same rule at death.
August 28, 2026
 Key figure of the article: $7,000 — your TFSA room in year one
Which bank when you land in Canada?
Working Holiday, PGWP, study permit: what you can open, and the TFSA trap at 1% a month.
August 11, 2026
 Key figures from the article: Transferring without paying $150
Transferring without paying $150
Exit fees by institution, the $25,000 reimbursement threshold and the real procedure.
August 9, 2026
 Key figures from the article: What 1% costs over 25 years
What 1% costs over 25 years
Canadian MER averages and the $39,316 gap one point of fees opens on $50,000.
August 9, 2026
 Key figures from the article: TFSA or RRSP?
TFSA or RRSP?
2026 federal brackets, the tipping point and five cases where the rule breaks.
August 9, 2026
 Key figures from the article: The business account
The business account
$0/month and 2.25% on deposits, but incorporated companies only.
August 9, 2026
 Key figures from the article: Your odds in the contest
Your odds in the contest
The full scale and the real multiplier: in September, one referral is worth 100,000 entries.
August 9, 2026
 Key figures from the article: When does the bonus arrive?
When does the bonus arrive?
The real payout timeline: 7-day code window, $100 deposit, 24-hour delay.
August 9, 2026
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Editorial line

What you won't
find here

No “top 10 best platforms” recycled from one site to the next, and no undated numbers. Every amount, limit and delay published here carries the date it was checked, because the rules move: the minimum deposit that triggers the bonus went from $1 to $100 in February 2026, and a good chunk of the content still circulating never caught up.

When an article points to a calculation, that calculation runs in a calculator on this site you can re-run with your own numbers, rather than in a made-up example. And when something isn't verifiable, it is written as such instead of being rounded up into a certainty.

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