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Blog · Canada · 2026

Guides and
analysis

Articles that answer one precise question, with dated figures you can check. When a rule changes, the article gets corrected rather than replaced.

Key figure from the article: $0 minimum price to file a return, chosen by the user
Wealthsimple Tax 2026: The Free Software Explained
$0 is the minimum price shown for filing a return with Wealthsimple Tax, formerly SimpleTax. The software is NETFILE-certified by the Canada Revenue Agency and runs on a “pay what you want” model.
October 8, 2026
 Key figure from the article: $500 minimum assets to enter an age group comparison
Wealthsimple Portfolio Pulse: Rankings and Stats 2026
$5,000 in total assets is the threshold to see your precise ranking rather than a general range. Below that threshold, Wealthsimple still compares your holdings to your age group starting at $500, just without the fine detail. Everything now lives in your profile, no longer in the old Stats Room.
October 8, 2026
 Key figure from the article: 20% government grant on annual contributions
Wealthsimple RESP 2026: 20% Grant, Limits
$50,000: that's the lifetime contribution cap on a Wealthsimple RESP, and the government can add up to $7,200 per child in grants. Opening the account happens online, no appointment needed, but the withdrawal and transfer rules are worth understanding before you contribute.
October 3, 2026
 Key figure from the article: 24/5 possible trading window for eligible etfs, per wealthsimple's product page
ETFs at Wealthsimple: What You Actually Get (2026)
$0 commission on buying and selling ETFs, a trading window that runs up to 24 hours over 5 days, and an instant deposit that can reach $250,000 depending on account type. The rest — which ETFs to pick, what internal fees they carry — depends on the product, not the platform.
September 29, 2026
 Key figure from the article: 2% cash back on everything
The Wealthsimple card: 2% on everything
$240 a year, waivable two ways. The break-even point, and the rate that erases the reward.
September 21, 2026
 Key figure of the article: October 2026 — when the card lands on the credit file
The card lands on your credit file
From October 2026, reported to TransUnion, past payments included. And why your score can drop too.
September 17, 2026
 Key figure of the article: 1 month — what $50,000 buys at 4%
4% promo: $50,000 buys one month, not six
The official terms: one month per $50,000 tranche, six months at $300,000, a 20% withdrawal cap, and the referral stacks.
September 11, 2026
 Key figure of the article: 60 days after the year ends
When is the RRSP deadline?
March 1, 2027 for the 2026 tax year, and the 60-day rule that keeps moving it.
September 4, 2026
 Key figure of the article: $100,000 — deposit insurance on top of individual accounts
Which bank for a joint account?
No registered account can be held by two people, and Quebec does not follow the same rule at death.
August 28, 2026
 Key figure of the article: $7,000 — your TFSA room in year one
Which bank when you land in Canada?
Working Holiday, PGWP, study permit: what you can open, and the TFSA trap at 1% a month.
August 11, 2026
 Key figures from the article: Transferring without paying $150
Transferring without paying $150
Exit fees by institution, the $25,000 reimbursement threshold and the real procedure.
August 9, 2026
 Key figures from the article: What 1% costs over 25 years
What 1% costs over 25 years
Canadian MER averages and the $39,316 gap one point of fees opens on $50,000.
August 9, 2026
 Key figures from the article: TFSA or RRSP?
TFSA or RRSP?
2026 federal brackets, the tipping point and five cases where the rule breaks.
August 9, 2026
 Key figures from the article: The business account
The business account
$0/month and 2.25% on deposits, but incorporated companies only.
August 9, 2026
 Key figures from the article: Your odds in the contest
Your odds in the contest
The full scale and the real multiplier: in September, one referral is worth 100,000 entries.
August 9, 2026
 Key figures from the article: When does the bonus arrive?
When does the bonus arrive?
The real payout timeline: 7-day code window, $100 deposit, 24-hour delay.
August 9, 2026
Exclusive Code LOIO3A gets you $35 total: $25 bonus + $10 by Interac e-Transfer after the claim form. See the offer + form →
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What you won't
find here

No “top 10 best platforms” recycled from one site to the next, and no undated numbers. Every amount, limit and delay published here carries the date it was checked, because the rules move: the minimum deposit that triggers the bonus went from $1 to $100 in February 2026, and a good chunk of the content still circulating never caught up.

When an article points to a calculation, that calculation runs in a calculator on this site you can re-run with your own numbers, rather than in a made-up example. And when something isn't verifiable, it is written as such instead of being rounded up into a certainty.

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