Exclusive
I send you $10 via Interac e-Transfer on top of Wealthsimple's bonus, $35 total.
See the offer + form →
Method 1
During sign-up (recommended)
The easiest way, the code is applied automatically via the link.
01
Click the link below
Code LOIO3A is applied automatically, no need to type it manually.
Automatic
02
Create your account
Choose your account type: TFSA, RRSP, FHSA, or non-registered.
5 minutes
03
Verify your identity
Photo ID + selfie. Under 5 minutes using your phone.
Quick
04
Deposit $100+ from your bank
External deposit only. The $25 bonus lands in your Chequing account within 24h.
24h
Method 2
After sign-up 7-day window
If you already have an account but haven't entered a code yet. Mobile only.
01
Open the Wealthsimple app
On your phone only, this option is not available on the web browser.
Mobile only
02
🎁 icon top right
Tap the gift icon in the top right corner of the main screen.
Home screen
03
"Enter a referral code"
Select this option at the bottom of the rewards screen.
Scroll down
04
Type LOIO3A and confirm
Valid only within 7 days of your first deposit. After that, the button disappears permanently.
7 days max
Key points
What to know before you start
These 3 rules explain the majority of missed bonuses.
Availability
Mobile
The code only works in the iOS or Android app, not on wealthsimple.com
Time limit
7 days
Once your account is funded, you have exactly 7 days. After that, the button disappears permanently.
Minimum deposit
$100
The bonus is only triggered after an external deposit of $100 or more.
FAQ
Common questions
Yes. The link automatically applies code LOIO3A. Use the link to avoid any manual entry errors.
No. Manually entering the code after sign-up is only available in the Wealthsimple mobile app (iOS or Android).
Check that your account has been funded for less than 7 days AND that you've never had a Wealthsimple account before (even a closed one disqualifies you).
🎰Once your account is open, don't miss the Monthly Millionaire: Wealthsimple's monthly contest draws a grand prize every week, and registering in the app gives you 1,000 entries. In September 2026 a referral is worth 100,000. No purchase necessary. How to enter →
Going further
The code is in, the deposit is made, and then what? The real payout timeline lays out the delays observed at each stage, from the day you open to the day the money shows up.
Just looking for a code?
This page covers where the code goes during signup. The code itself, the $35 total and the rebate form live on the offer page.
Offer active · No confirmed expiry date
Ready to use the code?
Click the link below, code LOIO3A is applied automatically and you get $25 on your first $100 deposit.