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iOS & Android guide · 2026

Where to Find Your
Wealthsimple Referral Code?

Already a client? Your code is in the app in 3 seconds. Not yet? Use LOIO3A to open your account and get $25.

Get my $25 with LOIO3A → You'll then have your own code to share
Referral code available now
LOIO3A
Exclusive I send you $20 via Interac e-Transfer on top of Wealthsimple's bonus — $45 total. See the offer + form →
Already a Wealthsimple client

Find your code
in 3 steps

Your personal code is permanent and unique — it never changes.

01
Open the app → 🎁 icon
Open the Wealthsimple app and tap the 🎁 icon in the top right corner of the home screen.
Home screen
02
"Invite friends"
Select "Invite friends" or "Refer a friend" in the rewards menu.
Rewards menu
03
Copy or share your code
Your personal 6-character code appears. Copy it or share the link directly by SMS, email, or social media.
Permanent code
Not yet a client

Use my code
to get started

💵Available now
Referral code LOIO3A
$25
Don't have a code yet? Use mine: LOIO3A and get $25 when you open your account. You'll then have your own code to share with friends.
No confirmed expiry date

Get my $25 and my code →
Earnings tiers

How much can you earn
by referring friends?

Both you and each referral receive a bonus. Unlimited.

$100 – $999
$25
For the referral
$1,000 – $9,999
$125
Referrer bonus
$10,000 – $49,999
$175
Referrer bonus
$50,000+
$275+
Referrer bonus

* Up to $5,075 per referral for very large transfers. Each successful referral earns a bonus — unlimited.

FAQ

Common questions


No. Your personal referral code is permanent and unique. It stays the same indefinitely, regardless of how many referrals you make.
Unlimited. Every successful referral (friend who opens an account and deposits $100+) earns you a bonus.
Yes. Wealthsimple encourages sharing on social media, by SMS, or by email directly from the app. The link generated by the app applies your code automatically.
Offer active · No confirmed expiry date


Start referring today

Open your account with code LOIO3A, get your $25, and immediately receive your own code to share.

Open my free account →